When hurricane season approaches, it’s not a question of whether there will be damage to your home, but rather a question of what kind and how much. A vital part of ensuring you are prepared for hurricane season is knowing exactly what your homeowners insurance policy will cover as a result of damage from a hurricane. Some policies exclude certain types of damage, possibly including flood damage. That’s why it’s essential to know you have the insurance coverage you need for your home before you’re dealing with the stress of making a claim and planning repairs.
Category Archive: flood
Flooding can be devastating and can cause a lot of damage to a home. Whether flooding is caused by storms, ground water problems, or a broken pipe, it is important to clean and restore the home as quickly as possible after the flood in order to minimize mold damage and make the home safe for inhabitants. If your home has been flooded, take the following actions.
Turn Off Electricity and WaterTurning off the home’s main power supply can protect you and anyone else that will be entering the home. Turning off the water may prevent any further water damage from occurring, especially if the issue began with the home’s plumbing. If it is suspected that there may have[..]Read More
In the aftermath of a hurricane, expediting recovery can help to get you and your family back in your home faster and reduce the amount of damage. It is important to follow certain steps, however. If you have been affected by Hurricane Matthew, the following tips may be helpful.
Make a List of DamagesIt can be tempting to just dive in and start throwing things away and cleaning up when returning home or venturing into your yard after a hurricane, but this can hurt your chances of receiving adequate benefits from your homeowners insurance. Make a list of everything that was damaged, being as thorough as possible with descriptions and valuations. Ta[..]Read More
A hurricane watch was issued Tuesday afternoon for parts of Florida on the Atlantic coast. As of that time, Hurricane Matthew was a category 4 hurricane with winds up to 145 miles per hour. The dangerous hurricane had already been inflicting damage across the Caribbean, with at least seven fatalities and untold damage to homes and landscapes. The hurricane is not expected to hit Florida for at least 48 hours, so officials are urging Floridians to prepare now while there is still time.
Hurricane Matthew in HaitiHurricane Matthew hit Haiti hard on Tuesday morning, damaging many homes and uprooting trees in the area. One fisherman was killed and many of the s[..]Read More
If you’re in Florida, it’s important to know that a tropical depression is brewing in the Caribbean and weather scientists predict that Florida will be meeting it first-hand this week. As of early morning on Monday, August 29, 2016, the system’s center was located roughly 160 miles west-southwest of Key West, Florida. Experts believe that Florida may be experiencing a tropical storm late Monday or early Tuesday. Through Wednesday, the depression may bring 3 to 5 inches of rain through the southern area of the Florida peninsula and Florida Keys. Governor Rick Scott has urged South Florida residents to develop an emergency plan in case the ar[..]Read More