Insurance for Hurricane Preparedness

Category Archive: storm damage

Insurance for Hurricane Preparedness

Restore business after hurricane When hurricane season approaches, it’s not a question of whether there will be damage to your home, but rather a question of what kind and how much. A vital part of ensuring you are prepared for hurricane season is knowing exactly what your homeowners insurance policy will cover as a result of damage from a hurricane. Some policies exclude certain types of damage, possibly including flood damage. That’s why it’s essential to know you have the insurance coverage you need for your home before you’re dealing with the stress of making a claim and planning repairs.

Types of Hurricane Damage

Depending on its strength, hurricane damage c[..]Read More

Restoring Your Business After a Hurricane

Restore business after hurricane In addition to the potentially catastrophic damage wreaked by a hurricane, businesses face an additional peril: loss of business. A hurricane can keep businesses closed for weeks during the cleanup and repair process. Even in the event of mild damage, there may be no power for extended periods of time. What can you do to ensure that your business can reopen as soon as possible?

Can Your Business Survive a Hurricane?

One advantage to living in a hurricane-prone area like Florida is that hurricanes are expected, they come around the same time every year, and can be tracked, unlike other types of disasters, which may be complete surprises. It’s easi[..]Read More

How to Prepare for a Hurricane in Florida

It’s not easy to forget the devastation many Floridians experienced with Hurricane Irma in 2017 or the fear that we’d be hit by Jose shortly after. Some residents in the Florida Keys were still living in tents in December. Texas continues to make repairs after Harvey and some areas of Puerto Rico were without power for more than 5 months after Maria. (Currently, Puerto Rico’s power grid is back up for 97% of the coverage area, but it might not be stable - last Wednesday brought a freak accident causing new blackouts.) The point is… Hurricane Season 2018 is fast-approaching, and hurricanes are no joke. The time to prepare is now.

What to Expect in Hurricane Season 2018

Hurricane season in the Atlantic runs from June 1 to November 30, but according the the National Weather Service’s Climate Prediction Center, most storms[..]Read More

Cleaning Up Your Home after a Flood

Home Flood DamageFlooding can be devastating and can cause a lot of damage to a home. Whether flooding is caused by storms, ground water problems, or a broken pipe, it is important to clean and restore the home as quickly as possible after the flood in order to minimize mold damage and make the home safe for inhabitants. If your home has been flooded, take the following actions.

Turn Off Electricity and Water

Turning off the home’s main power supply can protect you and anyone else that will be entering the home. Turning off the water may prevent any further water damage from occurring, especially if the issue began with the home’s plumbing. If it is suspected that there may have[..]Read More

Hurricane Matthew Approaching Florida

Hurricane FactsA hurricane watch was issued Tuesday afternoon for parts of Florida on the Atlantic coast. As of that time, Hurricane Matthew was a category 4 hurricane with winds up to 145 miles per hour. The dangerous hurricane had already been inflicting damage across the Caribbean, with at least seven fatalities and untold damage to homes and landscapes. The hurricane is not expected to hit Florida for at least 48 hours, so officials are urging Floridians to prepare now while there is still time.

Hurricane Matthew in Haiti

Hurricane Matthew hit Haiti hard on Tuesday morning, damaging many homes and uprooting trees in the area. One fisherman was killed and many of the s[..]Read More

Home Construction Characteristics That Can Protect Against Natural Disasters

Home Protection TipsWhen buying or building a home in Florida, it is important to consider the disaster risks that are common in the area. Florida is prone to hurricanes and many areas are prone to floods. These home damage risks cannot necessarily be avoided, but certain elements of construction can mitigate the amount of damage to the home if a natural disaster should occur. When looking to buy or build a home, these construction elements may help to protect your investment.

Concrete Block

Concrete block is used as a main building block of most homes in Florida. Concrete block is much sturdier and more durable than most other home construction materials and will [..]Read More

Tropical Depression 9 Is Heading Toward Florida

Florida Depression 9If you’re in Florida, it’s important to know that a tropical depression is brewing in the Caribbean and weather scientists predict that Florida will be meeting it first-hand this week. As of early morning on Monday, August 29, 2016, the system’s center was located roughly 160 miles west-southwest of Key West, Florida. Experts believe that Florida may be experiencing a tropical storm late Monday or early Tuesday. Through Wednesday, the depression may bring 3 to 5 inches of rain through the southern area of the Florida peninsula and Florida Keys. Governor Rick Scott has urged South Florida residents to develop an emergency plan in case the ar[..]Read More

What You should Know About Hurricanes

Hurricane FactsWhile hurricanes can occur at any time of year, they are more likely during hurricane season. It’s currently hurricane season in the Northern hemisphere; most hurricanes occur between June 1 and November 30. The following are a few things that you should know about hurricanes to best protect your loved ones and your property.

How Do Hurricanes Form?

Hurricanes, also referred to as “tropical cyclones,” form over the Atlantic Ocean or the eastern Pacific Ocean. They only form over warm water near the equator, because the warm, moist air essentially acts as fuel. The air rises upward, leaving less air and lower air pressure near the water’s surface. The surrounding[..]Read More
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