Individuals with physical limitations or severe injuries know that even the simplest task can become a major challenge. Accessibility to certain rooms or places in your home can become hindered or even impossible. This causes everyday tasks to become more difficult and lessens a person’s independence.

We all want our independence, even if we are injured or have physical limitations. Unfortunately, for many individuals, independence is not possible; or so you think. Home modification provided by Florida Catastrophe Corp. (FLA-CAT) can make maneuvering through your home much easier. In the end, that means you will gain more independence.

Florida home modification can come in many forms to meet a variety of needs. They include and are not limited to:

  • Chair lifts (for going up and down stairs)

  • Specialized door handles

  • Installing Elevators

  • ADA cabinets and drawers

  • Specialized tubs

The Process of Home Modification

Especially when it comes to an injury, FLA-CAT understands that you require the least amount of stress possible to focus on recuperation. That’s why their process for home modification is made to be as simple as possible. The Certified Home Assessment and Modification Professional, or C.H.A.M.P, assures that FLA-CAT takes the utmost safety precautions, customer concern and considerations, and modern techniques to meet the completion of all home modification claims.

The Steps

  1. With your insurance agency, file a claim requesting your need for home modification. Your insurer will ensure that your file reaches the service center.

  2. Accessibility specialists will review your claim and determine whether your request is possible. This decision is made by either the insurer submitting a survey of the scope of your home, conducted by a licensed therapist, or by an accessibility specialist who will visit your home to determine what modifications are necessary.

  3. If the insurer will then request a phone survey with the customer’s primary caretaker to determine living arrangements and the amount of involvement in the homeowner’s life.

  4. After the survey is completed, an accessibility specialist will visit the customer’s home to take measurements and photos of specific areas where modifications will be made. They will also create the final report, which contains medical and functional status requirements of the modifications, accessibility barriers, final recommendations and floor plans.

  5. The claim becomes final after a claims adjuster, handler, nurse case manager, and accessibility specialist go over the home modifications report and come to a final agreement.

  6. A certified contractor is assigned to create a cost estimate and will be responsible for completing your modifications.

  7. Florida Catastrophe Corp. and your insurance company will review your estimate for compliance, standards and pricing accuracy.

  8. The hired contractor can now begin work. The homeowner will receive weekly phone calls to go over any concerns they may have and to ensure that the contractor is doing his job according to his weekly reports. These reports indicate completion status and objectives for the next week of work.

  9. The process is complete once the contractor is finished and the homeowner signs off that they are satisfied with the work.

As you can see in these steps, there is very little work for the homeowner. The process is simplified on your part so you can focus on what’s most important to you. After the whole process is completed, you will feel more comfortable and independent in your own home. FLA-CAT is C.H.A.M.P certified with the David Corey Company, and we’ve been remodeling for over 30 years. If you’re interested in remodeling for disabilities, contact the Florida home modification experts at FLA-CAT today.