Insurance Restoration Blog

What is a Flood Zone?

Cars under flood water

A flood zone is any geographic region that FEMA considers to be at higher risk for floods than other areas. Many flood zones require special insurance for floods, so it’s important to know what kind of zone you may live in and whether or not you may need flood insurance.

Types of Risk Area

Flood zones are rated based on the severity and type of flood risk. What type of zone you live in may affect the flood insurance you need as well as what precautions you may need to take[..]Read More

What kind of fire extinguisher should I have at home?

Keeping a fire extinguisher at home can save lives and prevent a small fire from spreading into a large one. There are different sizes and different types of fire extinguisher, so it’s important to know exactly what kind you need and how many of what size in order to best protect your home.

Fire Extinguisher Classifications

Home fire extinguishers come in three different types – A, B, or C. Each type is effective against different types of fires. In addition to the letter, there’s also a number classification. The higher the number, the more effective that particular fire extinguisher is[..]Read More

How Do I Prevent Mold After Water Damage?

What Is the Best Method to Clean up Water Damage?

No matter how minor your water damage may be, it’s important to clean up properly after any amount of water gets inside your house. This will help you prevent any potential mold. The best steps to take to clean up water are the following:

Unplug all electronics near the water Move everything you can to a dry place Electronics Furniture Movable possessions Clean up the water with a wet/dry vacuum cleaner If you don’t have one, you can rent one from a hardware store or hire professionals who have one Make sure the flooded area is completely dry Use fans[..]Read More

How to detect if there is mold in your home

Mold is a dangerous and scary thing to find in your home, but it’s even more frightening to know that it’s so hard to detect. Read below to find out more about mold and how you can determine if your home has been contaminated by it.

What does mold look like?

Mold typically manifests in your home as a dark, wet spot on your ceiling or wall. It can be gathered in one area, splotchy, or even create a dripping pattern. If you see anything that appears to be mold in your home, it’s very important to get it professionally checked out[..]Read More

Insurance for Hurricane Preparedness

Restore business after hurricane

When hurricane season approaches, it’s not a question of whether there will be damage to your home, but rather a question of what kind and how much. A vital part of ensuring you are prepared for hurricane season is knowing exactly what your homeowners insurance policy will cover as a result of damage from a hurricane. Some policies exclude certain types of damage, possibly including flood damage. That’s why it’s essential to know you have the insurance coverage you need for your home before you’re dealing with the stress[..]Read More

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