Global WarmingIt is important that individual homeowners and renters have a plan in case of a catastrophe or emergency, but all levels of government are also making sure communities are safe. The Federal Emergency Management Agency (FEMA) is a federal agency that provides financial assistance to states pre- and post-catastrophes. In light of the increased concerns over global warming, the state of Florida has proactively begun to protect its residents in case of an emergency.

State Buys Additional Insurance to Protect Against Catastrophe

The state of Florida recently bought $2.2 billion of additional insurance coverage for the entire state due in part to forecasters predicting the remainder of 2016 be a busy year for weather-related catastrophes. Those costs are passed down to policy holders all across the state, which will increase their premiums less than $15 a year. Government’s goal is for there to be enough funds to cover all storm claims within the season.

Florida Plans for Potential Catastrophes

Florida’s increase in insurance protection is part of its overall action to meet the Federal Government requirement to have hazard mitigation plans in place for catastrophes related to global warming. A state will not be denied federal money for relief from hurricanes, but FEMA will deny preparedness funds if states don’t start planning now. The state is now working with the Army Corps of Engineers and The American Red Cross in drafting their emergency plans.

FEMA Increases Requirements to Receive Catastrophe Aid Money

FEMA had recently updated their procedures stating that climate change will significantly alter the magnitude of hazards that can impact a state. Florida’s cyclical weather patterns that involve severe storms, droughts, heat waves, and flooding can be more severe. In the past decade, the state of Florida has received nearly $4 billion in grants from FEMA.

Research Shows Florida at More Risk for Catastrophes

Research provided by Florida’s Department of Economic Opportunity found that the state will be at a higher risk to wildfires due to prolonged periods of drought and extreme heat caused by climate change. With most of the state at sea level, government is exploring ways to mitigate the risk of rising sea levels and increased flooding. Scientists have explained it that, rain will become less frequent, but when it does occur it will be more severe and extreme.

Florida Catastrophe Planning Adapts to Climate Change

Florida’s local, county and state governments are hard at work evaluating communities’ vulnerability to various catastrophes as a result of global warming. This entails updating growth plans based upon information gathered, as well as, having post-disaster recovery and redevelopment plans in place. The state of Florida is sponsoring webinars and conferences involving climate change for emergency planners that residents, business leaders, and community policy makers can attend.

Contact Florida Catastrophe today to see how we can help safeguard you against any potential catastrophes!